The loan they receive will help benefit small micro-businesses of which Isidora is a member. She mentions that she became a part of Pro Mujer six months ago, after being invited by a promoter of the institution who went to visit her at her house. Now she has a business selling doors. She started this business herself four years ago.
The loan she will now receive is to increase her capital (buying doors) from the carpentry shops in the city of El Alto and later she will sell them in her sales room. This way of working allows her to generate enough profit to maintain her family, as she is married and has five children.
When asked what she likes about Pro Mujer, she mentioned that she likes the quick payments.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Isidora es integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por invitación de una promotora de la institución que le fue a visitar a su casa. En la actualidad ella tiene un negocio de venta de puertas; este negocio lo inicio por iniciativa propia hace cuatro años.
El crédito que ahora sacará es para el aumento de capital (compra de puertas) que adquirirá de las carpinterías de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los pagos rápidos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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