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Ocomistu Group
In this Group: Justina, Alejandrina, Nancy, Maria Basilia , Ana Maria, Humberto, Veronica, Mariela Roxana, Sandra
The communal association “OCOMISTU” will be starting its fourth cycle with Pro Mujer, as part of the Focal Point of Panamericana. It is made up of nine members and is run by a board of directors of which Sandra is the treasurer. The businesses which the members of the communal association run are varied and among them are: milk sales, bricklaying, shoe sales, food sales, sewing jackets and making macrame blankets.

The loan they will take out will benefit small businesswomen of which Sandra is a member. She says she joined Pro Mujer two cycles ago after being invited by a promoter from the institution who went to visit her in her home.

Currently she has a dairy business. She started this business jointly with her family, as she had worked with this product since being a child. When she got married she decided to have her own sales place.

The loan she will take out now is to increase capital to buy a cow which she will buy at the community markets near to her home, then after rearing it she will sell it at her sales place. This type of work helps her to generate income to support her home as much as possible, since she is married and has 3 children. When she is asked what she likes about Pro Mujer, she replies that she likes the health area.
View original language description ↓
La A.C. “OCOMISTU” iniciará el cuarto ciclo en Pro Mujer, como parte del Centro Focal de Panamericana, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Sandra es la Tesorera. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de leche, servicio de albañil, venta de zapatos, venta de comida, costura de chamarras, macramé de mantas.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Sandra es integrante, ella indica que hace dos ciclos que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de lechería; este negocio lo inicio conjuntamente su familia, ya que desde niña trabaja con este producto, cuando se casó decide emprender su propio espacio de comercialización.

El crédito que ahora sacará es para el aumento de capital (compra de vaca) que adquirirá de las ferias comunales cercanas a su domicilio y posteriormente a la crianza lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 88
    View loans »
    Bolivia Loans Fundraising
  • $28,645,575
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Ocomistu Group's $4,800 loan helped a member to buy a cow.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 27, 2013
Listed
Nov 18, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014