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Juana De La Concepcion

Update on Juana De La Concepcion

Juana de la Concepción a single older mother originally from Chinandega, with two daughters with one of them still under her care as she is disabled and attends a school for children with disabilities. She describes herself as being a hard-working and responsible woman with the desire to be successful. In her free time she likes to spend time with her daughter, giving her all her attention and enjoy with her delicious meals that she makes, or, they listen to music as her daughter responds positively to it. Unfortunately because of the lack of economic resources and the poverty in which she lives she was not able to finish her schooling as it was necessary to work at a young age to help with the household expenses. Thanks to her efforts and desire to succeed she has been able to support her daughters with the small grocery store located in her home, from which she sells consumer goods for the home such as: rice, beans, sugar, candy, detergent, clothing, shoes, cosmetics, clothing, bread, eggs, coffee, fruit, and other items. Juan opens her business very early and closes late, thus providing the best service to her customers. One of her dreams is being able to continue building her house, expanding it in order to have two separate businesses. The objective of this loan is to invest in her store, buying general merchandise as the demand has increased. Juana is very thankful for the support that Kiva investors offer to people of few economic resources.
View original language description ↓
Juana de la concepción mayor de edad madre soltera originaria del municipio de Chinandega, con dos hijas una aún bajo su responsabilidad por su discapacidad el cual acude a una escuela para niños con capacidades diferentes, se caracteriza por ser una mujer trabajadora, responsable, con ganas de superación personal, en sus ratos libres le gusta disfrutar con su hija dándole toda su atención y disfrutar con ella de las deliciosas comidas que realiza al igual que escuchan música viendo una respuesta positiva para su hija, desafortunadamente por falta de recursos económicos y por la pobreza en la que vivía no logro terminar sus estudios y se vio en la necesidad de trabajar a temprana edad para ayudar con los gastos del hogar, gracias a sus esfuerzos y ganas de superación logra salir adelante junto con sus hijas, Juana tiene una pulpería ubicada en su casa de habitación, los cuales vende productos de consumo para el hogar como: arroz, frijoles, azúcar, aceite, golosinas, detergentes, ropa, zapatos, cosméticos, prendas , pan, huevos, café, frutas, entre otros, Juana desde muy temprano abre su negocio y cierra lago tarde asi le brinda mejor atención a sus clientes, uno de sus sueños es lograr terminar de construir su casa ampliándola para así tener los dos negocios separados. El objetivo de este crédito es para invertir en su pulpería como en la mercadería en general y que en ambos negocios su demanda ha crecido. Juana agradece mucho el apoyo que los inversionistas Kivas les ofrece a personas de bajos recursos económicos..-

Previous Loan Details

Juana de la Concepción, 62, originally from the region of Chinandega, is the single mother of two children. Her younger daughter is a disabled girl and she is studying in a school for children with disabilities. Twenty years ago, she started a grocery store with savings resulting from many ye... More from Juana De La Concepcion's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,407,250
    Funds lent in using Kiva
  • 25.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Juana De La Concepcion to buy consumer goods such as rice, detergent, clothing for children and adults, cosmetics, and other items.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 10, 2013
Oct 14, 2013
Currency Exchange Loss:
Jul 17, 2014