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Irma Marleny
Irma, 35, is married and the mother of four children, who all live together as a family. Three of them are in different grades in elementary school and the oldest is in secondary school. Irma only studied up to sixth grade. She has been a farmer since she was a baby; her parents have been farmers for generations, and she's no exception.

As a family they perform the different tasks on their coffee crops, such as weeding, harvesting the fruit at the end of the season, applying soil amendments and fertilizer, and so on. This work has been her parents' income and they continue doing it currently for Irma's family. Irma's customers are various stores and the intermediaries who come to the area looking for products.

Currently Irma's requesting help to buy agricultural inputs and soil amendments as technical assistance for her coffee crop because the cutting season is almost here. Her goal is to take the greatest advantage of it so she'll have a better harvest and better profits to reinvest and satisfy her commitment.

Her plans for the future are to grow a variety of products so she's more attractive to her customers and to be able to export her crop abroad someday. This will improve her profits for her family and she'll be able to fulfill her children's dreams and continue supporting them in their studies.
View original language description ↓
Doña Irma es una mujer de 35 años de edad, casada y madre de 4 hijos los cuales viven en familia todos juntos tres de ellos estudian en diferentes grados de primaria y el mayor en secundaria. Ella curso hasta el 6 grado de la primaria y es agricultora desde su infancia ya que sus padres son agricultores por generaciones y ella no es la excepción. Solo ellos como familia se integran en las diferentes actividades a realizar en sus cultivos de café como limpieza, recolección del grano al final de la temporada, aplicación de abono, fertilizantes, etc. Dicha actividad ha sido ingreso para su familia (padres) y siguen siéndolo en la actualidad para la de ella. Sus clientes son las diferentes bodegas, pulperías e intermediarios que llegan a la zona en busca del producto.
Hoy en día ella solicita ayuda para la compra de insumos y abonos para dar asistencia técnica a sus cultivos de café ya que casi se acerca la temporada de corte y el objetivo es aprovecharla al máximo ya que por medio de esto ella podrá tener una mejor cosecha y mejores ganancias para re-invertir y salir de su compromiso.
Sus planes son cultivar una variedad de producto con el tiempo que sea más atractivo para sus clientes y poder algún día exportarlo a otros países, esto mejorara las ganancias para su familia y podrá cumplir con los sueños de sus hijos y seguir apoyándolos con sus estudios.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 41
    View loans »
    Honduras Loans Fundraising
  • $8,353,375
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Irma Marleny to buy agricultural inputs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 26, 2013
Listed
Oct 14, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014