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Fatema is a young businesswoman who is married and 30 years old. Her business is selling cosmetics in a local market where she has had a stand for 4 years. She is on her second loan with IMCEC; for this one, she wants to double the loan amount to increase her stock.

Fatema will use the loan to purchase beauty creams, perfumes, soaps, body lotions, and fabric. She begins her day at 10am and works until 7pm. She does not have anyone in her care and the profits from her business will allow her to improve the food conditions of her family and their living conditions.
View original language description ↓
Fatema est une jeune marchande de 30 ans, mariée. Son activité consiste à vendre des produits cosmétiques dans un marché de la place ou elle a ouvert une cantine depuis 4 ans. Elle est à son 2ème crédit à l’IMCEC ; et pour cette fois ci, elle veut doubler la somme pour augmenter son stock. Elle va acheter des crèmes de beauté, des parfums, du savon, du lait pour le corps et des tissus. Elle commence sa journée à 10h pour la terminer à 19h
Elle n’a pas de charges et les bénéfices liés à son activité lui permettront d’améliorer les conditions alimentaires de sa famille et leur confort matériel.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $1,759
    Average annual income
  • 52
    View loans »
    Senegal Loans Fundraising
  • $13,028,825
    Funds lent in using Kiva
  • 483.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Fatema to purchase cosmetic products and fabrics for resale.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 2, 2013
Oct 18, 2013
Currency Exchange Loss:
Oct 27, 2014