Rosas De Ollajsantia Group
The loan being requested will benefit small business owners including Julia. She says this is her first Pro Mujer experience and she joined by invitation from a promoter of the institution who visited her at home. Julia is in the business of selling plaster and she learned the trade through her husband who already worked in the sector. After they married they decided to increase their work capital.
The loan is to be used as work capital to buy plaster in communities in the department of La Paz. Julia will later sell it on an order basis. Her work allows her to earn enough income to support the family. She is married and has six children.
When asked what she likes about Pro Mujer, she says it is the training regarding health and credit.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Julia es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su domicilio. En la actualidad ella tiene un negocio de venta de estuco; da a conocer que este negocio lo aprendió de su esposo, ya que anteriormente él trabajaba con esta actividad, posteriormente a su matrimonio deciden ampliar su capital
El crédito que ahora sacará es para el aumento de capital (compra de estuco) que adquirirá de las comunidades del Departamento de La Paz y posteriormente lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene seis hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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