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Rosa Meri
Rosa is an entrepreneurial woman and a fighter. She is 43 years old and married with eight children, of which four recently moved to Spain. The other four children live with her. Two of them are in high school and help her with various activities such as cleaning, cutting, fertilizing, fumigating, etc., after completing their academic activities.

Rosa completed her primary education through sixth grade, when she had to stop studying due to the lack of economic support from her parents. Her parents taught her how to cultivate coffee, an activity practiced by her family for many generations, which she continues today with her husband. The land which they cultivate is their own property, thanks to their effort and commitment to restrict themselves from many things to avoid renting.

Presently, she is seeking help to buy compost, fertilizers and other inputs that help prevent crop diseases such as rust and other pests which deteriorate the quality of the product. In this way she will be able to give better and more secure maintenance of her crops.

Her future plan is to have a large plantation offering variety to her customers and all those who consume her products, to generate more income which will strengthen the inheritance left to her children and grandchildren, who will continue to work the land from generation to generation.
View original language description ↓
Doña Rosa es una mujer emprendedora, luchadora de 43 años de edad, casada y de su matrimonio tiene 8 hijos los cuales 4 se fueron a vivir a España reciente mente y los otros 4 viven con ella de los cuales 2 están en el colegio colaborando con las diferentes actividades como ser: limpieza, corte, abono, Fumigación, etc. al salir de sus actividades estudiantiles. Ella tiene un grado de educación de primaria completo cursado hasta el 6 grado y no pudo seguir estudiando por la falta de apoyo económico por parte de sus padres. Fueron ellos los que le enseñaron el cultivo de café actividad practicada por su familia desde hace mucho tiempo y generaciones y hoy en día en compañía de su esposo. El terreno que ellos cultivan es propio gracias al esfuerzo y empeño puesto restringiéndose de muchas cosas para no alquilar y trabajar lo propio.
Hoy en día solicita ayuda para poder comprar abono, fertilizantes y otros insumos que ayuden a prevenir que sus cultivos se infecten con la roya y otras plagas que deterioran la calidad del producto de esa manera ella podrá dar un mayor y más seguro mantenimiento a sus cultivos.
Sus planes a futuro es tener una amplia plantación dando variedad a sus clientes y a todos aquellos que consumen su producto para de esa forma poder generar más ingresos que vendrán a ayudar para fortalecer el patrimonio para sus hijos y sus nietos y que sean ellos los que sigan trabajando la tierra de generación en generación.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 87
    View loans »
    Honduras Loans Fundraising
  • $8,845,600
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,425 helped Rosa Meri to buy agricultural supplies for the cultivation of coffee.
1% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 27, 2013
Listed
Oct 14, 2013
Currency Exchange Loss:
Possible