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Margarita
Margarita, 38, is a single mother with three children aged 20, 14, and 13 who all live together with her parents. Margarita's work is renting out a taxicab. She has a vehicle she bought many years ago. Each day, a driver arrives at her house and is responsible for a route through the main streets of the city. She receives a small amount from renting her car everyday that helps to cover some needs in her home. She has carried out this activity for 8 years, since she was able to purchase a taxi in the public service after much effort and a constant struggle in her previous job. Her previous job was sewing which she had to stop performing because of health reasons. Currently, she sees the possibility of entering the laundry business because she believes it is a very profitable job. In the area where she lives, there are people who have high-pressure jobs who do not have time to do their laundry and have requested this service. She is waiting to buy a washing machine in the near future. For the moment, she likes to rent her taxi because it allows her to spend her free time caring for her children and perform other jobs to eventually improve her family's income and improve their standard of living. Now she feels at peace regarding all that she is pursuing and hopes in the future to consolidate a formal company in both jobs that she undertakes. This is her 6th loan with Kiva and she is very happy to know she has financial support that allows her to continue with her work. With the amount requested of 2,000 soles, she will change a few tires in her cab and buy some parts it needs for proper functioning as well as invest in the purchase of a washer to engage in this business.
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Margarita, de 38 años, es madre soltera y tiene tres hijos de 20, 14 y 13 años con quienes vive en casa de sus padres. El trabajo de Margarita consiste en el alquiler de taxi. Tiene un vehículo que compró hace muchos años. A diario acude a su casa un conductor quien se encarga de hacer circular su vehículo por las principales calles de la ciudad, por dicho alquiler recibe un monto económico todos los días que le ayuda a cubrir algunas necesidades en su hogar. Ésta actividad la realiza desde hace 8 años, el taxi que pone al servicio público pudo comprarlo después de tanto esfuerzo y lucha constante en su anterior trabajo que era la costura y que por razones de salud tuvo que dejar de realizar. Actualmente ha visto la posibilidad de incursionar en el negocio de lavandería ya que considera que es una labor muy rentable debido a que en la zona en la que vive hay personas que tienen trabajos de mucha presión que no les da tiempo para lavar sus prendas por lo que solicitan este servicio y para ello espera comprarse una lavadora en corto tiempo. Por el momento, le agrada alquilar su taxi porque eso le permite dedicar su tiempo libre al cuidado de sus hijos y realizar eventualmente otros trabajos sus ingresos económicos también mejoran, esto le permite mejorar su nivel de vida, ahora se siente tranquila por todo lo que está consiguiendo y espera en un futuro consolidar una empresa formal en ambos trabajos que emprende. Este es el crédito número 06 con Kiva, está muy contenta al saber que tiene un apoyo financiero que le brinde la garantía para continuar con su trabajo. Con el monto solicitado de S/.2000 soles, cambiará un par de llanta de su taxi y algunos repuestos que necesita para su adecuado funcionamiento, asimismo invertirá en la compra de su lavadora para dedicarse también a este negocio.

About Peru

  • $12,000
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $57,342,125
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Margarita to purchase tires and spare parts for her taxi and to purchase a washing machine.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 27, 2013
Listed
Oct 14, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 6, 2014