Titintaya De Huatajata Group
The loan they are requesting will benefit small micro-enterprises where Victoria is a member. She says that she joined Pro Mujer about three years ago, joining at the invitation of a friend who was a member of the institution. Currently she has a business selling food. She started this business at the recommendation of her husband.
The loan that she is now taking is to increase her capital(to buy fresh fish) that she will buy from the markets in the city of El Alto and later she will sell them in her retail space. This form of work permits her to generate income more easily in order to maintain the household as she lives in a life-partnership and has five children.
When asked what she likes about Pro Mujer she said she likes that the loans favor women.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Victoria es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de comida; cuenta que este negocio lo emprendió por recomendación de su esposo.
El crédito que ahora sacará es para el aumento de capital (compra de pescado fresco) que adquirirá de las ferias de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta que el préstamo favorezca a las mujeres.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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