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Juana De La Cruz
Juana de la Cruz lives in the city of Managua and works as a secretary for a state company. She is a single mother and has three young children who are in school. Juana puts in a lot of effort so as to help her children get ahead.

Juana is applying for a Kiva loan in order to buy building materials such as blocks, sand, cement, and iron, in order to build a wall around her land. This will make her home more secure.
View original language description ↓
La señora Juana de la cruz vive en la cuidad de Managua trabaja como secretaria de una empresa estatal, madre soltera con tres pequeños hijos en edad escolar por sus pequeños hijos es que ella hace un mayor esfuerzo para sacar adelante a sus hijos.
Doña Juana está solicitando un crédito a kiva para compra de materiales de construcción como bloque, arena, cemento, hierro para construir una tapia alrededor de su terreno esto para darle mayor seguridad a su vivienda .

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,102,875
    Funds lent in using Kiva
  • 25.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Juana De La Cruz to buy building materials.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Sep 21, 2013
Oct 14, 2013
Currency Exchange Loss:
Feb 20, 2015