Las Canelas Group
The loan being requested will benefit small business owners including Margarita. She says she has been a member of Pro Mujer for four years and joined by invitation from a promoter of the institution who visited her home. She is currently running a sewing shop where she makes jackets. She started the business by taking orders from other people. With her savings she was able to set up her own business.
She plans to use the loan to increase her work capital and buy fabric from dealers in the city of El Alto. Then she will produce the goods she will sell at her shop. Her work earns her enough income to support her household. She is a widow and has a son.
When asked what she likes about Pro Mujer, she says it is the training regarding health, credit and saving.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Margarita es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de taller de costura de chamarras; este negocio lo inicio al realizar trabajos para otra persona, con los ahorros que generó decide establecer su negocio propio.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las empresas distribuidoras de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es viuda y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de capacitación en salud y crédito y los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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