Prados De San Roque Group
The loans they take benefit the small entrepreneurial businesses where Elsa is a member. She indicates that she has been a member of Pro Mujer for a year, joining through the invitation of an advisor of the institution who came to see her at her home. Currently she has a construction services business. She says she learned the business from her husband, as previously she worked as an assistant to him. Before her marriage they decided to buy machines for their inventory.
The loan that she is asking for now is to be used to increase her capital (to buy a cement mixer) that she will buy from the stores in the city of El Alto and then install it in her workspace. This type of work permits her to generate income in order to support her family, as she is married and has two children.
When asked what she likes about Pro Mujer she responded that she likes to work in groups.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Elsa es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de un Asesor de la institución que fue a visitarle a su domicilio. En la actualidad ella tiene un negocio de servicios de construcción; da a conocer que este negocio lo aprendió de su esposo, ya que anteriormente trabajaba como ayudante con él, posteriormente a su matrimonio deciden comprar máquinas para el flete
El crédito que ahora sacará es para el aumento de capital (compra de máquina mezcladora) que adquirirá de las tiendas de la Cuidad de El Alto y posteriormente lo instalará en su espacio de trabajo. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el trabajo en los grupos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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