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James
James is 30 years old and lives in the town of Nakaloke in the Mbale region of Uganda. He is married and has two children, who are currently in school.

For the past 10 years, James has been working hard to manage his retail shop, which sells sugar, soap, and salt.

To help expand his business, James has requested a loan of UGX 2,000,000 from BRAC Uganda. The loan will be used to purchase more items for the shop to sell. It will help James to generate greater profits and pay school fees for his children.

James hopes that in the future he will be able to increase his stock and will also be able to borrow more money from Brac.

James is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like James who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.


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Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 288
    View loans »
    Uganda Loans Fundraising
  • $30,713,300
    Funds lent in using Kiva
  • 2,541.3
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped James to purchase more items for his shop to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 16, 2013
Listed
Oct 21, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2014