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Hakob is 40 years old and he lives with his family in Yerevan city. He is married and he has two children: a boy 17 years old and a girl 8 years old. His son studies at the college and at the same time he works as a DJ. Hаkob’s wife works as a hairdresser.

For seven years. Hakob has run his own business; he has his own photo studio nearly with all modern equipment. He does photo and video services of wedding, birthday, and other private parties, he also makes designs, mounting, and color printing. His studio is very popular because of its honor and high-quality service.

Hakob asks a loan of $2,200 in order to buy some equipment which he needs for his work.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 143
    View loans »
    Armenia Loans Fundraising
  • $14,385,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,200 helped Hakob to buy some equipment which he needs for his work.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Oct 21, 2013
Currency Exchange Loss:
Nov 17, 2014