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The borrower has been involved in agriculture for eight years and grows mainly corn and potatoes. She sells her crops to the people at the local market. With the profits she earns from her sales, she helps cover family expenses. She lives with her family in her own home. When farm season is over, the borrower has no other work.

She is requesting a loan to buy farm supplies to help with her cultivating activity, such as fertilizers and seeds, so she can improve the cropland to earn more income. What she sells now is not enough to cover these expenses, so the loan will help her continue covering household expenses without limitation.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.


About Tajikistan

  • $2,700
    Average annual income
  • 169
    View loans »
    Tajikistan Loans Fundraising
  • $29,662,800
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Zarguloy to buy fertilizers and seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 11, 2013
Oct 21, 2013
Currency Exchange Loss:
Nov 17, 2014