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Despiner is married and has four children, two of whom attend school. She also takes care of an additional family member (her young brother). She has a business of selling used clothes and has been in this business for two years. She has applied for a loan of 1,000,000 UGX from MCDT-SACCO to buy more bales of used clothes. She generates additional income from selling used shoes. She works in a shop and sells on both wholesale and retail basis seven days out of every week. Her major business challenges include transportation and seasonality. She is aspiring to become an importer of used clothes and also to build her own house. She resides in the family house, which has access to electricity but not to piped water. Her monthly expenses includes school fees and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 192
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 2,541.3
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Despiner to buy more bales of used clothes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 10, 2013
Oct 21, 2013
Currency Exchange Loss:
Mar 17, 2014