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Naila, 59, is married, and together with her husband, she is raising five children. She has a secondary education. As the main source of income for her family, she practices livestock breeding. She started this business 31 years ago, with an initial purchase of cattle. Thanks to her hard work, she currently has a milk cow, heifer and sheep on her farm.

For the purpose of further developing her business she has applied to VFAC for a loan in the amount of 1000 AZN to buy one cow to increase the size of her herd. She intends to save money for the wedding of her daughter from the income.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.


About Azerbaijan

  • $6,171
    Average annual income
  • 23
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD