Update on TatyanaTatyana is an entrepreneur from Zaporozhye. She sells women's shoes. Thanks to her previous Kiva loan, Tatyana increased her sales turnover and received additional profits.
Tatyana is a widow who lives with her son. This year, they sold the part of their house where they lived and moved into an apartment. An apartment requires less upkeep than a house, so its now easier for Tatyana and she has more time for her business and her son.
Tatyana took part in a shoe exposition with her products. This helped her to find out the latest trends and make correct decisions when purchasing shoes. Tatyana is asking for a loan in the amount of 21,000 hryvnia to buy women's winter shoes. She hopes to receive additional profits and continue to help her son pay for college, where he is currently studying.
Татьяна - вдова, живет вместе с сыном. В этом году они продали часть дома, где они жили и переехали в квартиру. За квартирой нужно меньше ухода, чем за домом, поэтому Татьяне теперь легче и остатется больше времени для бизнеса и для сына.
Татьяна участвовала в обувной выставке со своим товаром. Это помогло ей увидеть современные тренды и принимать правильные решения при закупке обуви. Татьяна просит предоставить ей кредит в размере 21,000 гривен для покупки женской зимней обуви. Она надеется получить дополнительную прибыль и продолжать помогать сыну оплачивать колледж, где он учится.
Previous Loan DetailsThanks to her previous loan, Tatyana expanded the selection of shoes and increased goods turnover. This time, she is requesting a loan to purchase light women's sandals, called pumps, which are very popular during this season. Tatyana is very responsible. She never had a late loan payment. This… More from Tatyana's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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