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Khosrov is an experienced farmer from Aygevan Village in the Armavir Region. He lives with his wife, two school age daughters (10 and 8 years old), and his parents. To meet the needs of his family, Khosrov breeds cattle and is engaged in the cultivation of alfalfa, peaches, and apricots. Khosrov has an established agribusiness, cultivating peaches and apricots in particular. He sells the agricultural products in the local market. As life is getting more expensive day by day, Khosrov wants to enlarge his agribusiness to cover the costs of his family more effectively. He needs a loan of 1500 USD to purchase a cow and to make previous credit repayments. Khosrov and his family highly rely on the goodwill of the lenders, and they will be very grateful to lenders for helping them to collect the needed amount of loan to sustain their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 128
    View loans »
    Armenia Loans Fundraising
  • $14,350,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Khosrov to purchase a cow and to make previous credit repayments.
95% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 13, 2013
Oct 20, 2013
Currency Exchange Loss: