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Update on Ludmila

Ludmila has a shop at a railway market, in her hometown of Melitopol, where she sells an assortments of sweets. At her stall, one can always find a great variety of pastries, cookies and candies for sale. Ludmila needs 5,000 hryvni to purchase a fresh batch of goods from her suppliers.
View original language description ↓
Людмила торгует на привокзальном рынке своего родного города Мелитополя. Она реализует кондитерские изделия в ассортименте. У нее всегда можно найти большое разнообразие самой разной выпечки, печенья и конфет на продажу.
Сумма в 5 000 гривен нужна Людмиле для того, чтобы закупить партию свежего товара по договору с поставщиками.

Previous Loan Details

Ludmila is married. She has her own business and sells at a market by a train station. She owns her retail kiosk, where she sells cookies and candy. Ludmila is hardworking and responsible. She has an extensive work experience and many regular customers. Ludmila is requesting this loan to pur... More from Ludmila's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,342,700
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Ludmila to purchase a fresh batch pastries, cookies and candy from her suppliers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 10, 2013
Oct 13, 2013
Currency Exchange Loss:
Aug 17, 2014