Agnes is a 42-year-old married woman. She has four children with ages ranging from 7 to 24 years old. She describes herself to be humble and trustworthy. She operates a poultry farm where she keeps poultry to sell. She has been involved in this business for two years. Her business is located in a highly populated area and her primary customers are institutions, individuals and groups. She describes her biggest business challenge to be a low supply of poultry. She will use the KES 50,000 loan to add to her stock of poultry. Her business goal is to expand within five years. This is her second loan with SMEP DTM. Her previous loan of KES 20,000 was repaid successfully.