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Edelmira
Edelmira is 69 and divorced from her husband for over ten years. She is the mother of three adult children, all married, one of whom lives nearby. Edelmira has only a second-grade education because when she was a child, her parents said that education wasn't important. Edelmira therefore stayed home helping manage the family's home.

Over 40 years ago, Edelmira started a business selling clothing, wood and aluminum products, and various other goods in order to generate additional income for her family. She sells her goods door to door and goes to an island where some relatives live to sell to people there, staying on the island three days each week because it's so far from her home.

Edelmira will use funds from this loan to purchase more merchandise for the business, including cleaning products such as brooms, mops, brushes, and more clothing. The business is generating more customers and demand for products is growing.

Edelmira hopes to keep the business growing in the future and notes that given her age it won't be possible to keep selling door to door. She therefore plans to set up a shop where she can run the business and maintain a regular income.
View original language description ↓
Edelmira de 69 años, estudio nada más hasta el segundo grado, ya que menciona que en ese tiempo sus padres decían que el estudio no era importante y se dedicó a los quehaceres del hogar, se divorció de su esposo hace ya más de diez años, tiene tres hijos, los tres ya están casados, pero un hijo tiene casa en el mismo terreno donde.

Ella posee un negocio de venta de diversos tipos de productos tales como: ropa, huacales, productos de aluminio, etc, desde hace mas de 40 años de estar en el negocio, se dedicó por iniciativa propia para generar ingresos extras en el hogar, ella vende de casa en casa y además va tres días a vender a una isla, en la cual se va tres días y por la distancia se queda ahí donde unos familiares.

El crédito lo utilizara para la compra de más mercadería para el negocio, quiere comprar artículos de limpieza como: escobas, trapeadores, cepillos, y comprar más ropa, ya que esta generando mas clientela y tiene mas demanda de productos.

A futuro ella quiere seguir creciendo en su negocio, ya que menciona que por su edad, no le va ha ser posible seguir vendiendo de casa en casa, así que planea conseguir un local para instalar un negocio fijo y seguir teniendo ingresos para subsistir.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $7,500
    Average annual income
  • 767
    View loans »
    El Salvador Loans Fundraising
  • $25,698,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Edelmira to purchase cleaning items such as brooms, mops, and brushes and more clothing, as her business is gaining more customers and higher demand for products.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 9, 2013
Listed
Oct 13, 2013
Currency Exchange Loss:
N/A
Ended:
May 21, 2015