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Am, age 50 and a father of five children, is a villager residing in Ksach Kandal district of Kandal Province, Cambodia. His entire family relies solely on his income-generating activities. Supported by his wife, he has been raising rice for 30 years, and he earns almost $9 per day. Am is a new borrower with VisionFund (Kiva’s partner). He is applying for an education loan to cover school fees for his son, who is pursuing his bachelor's degree with a major in Mathematics Teaching. Am hopes that this financial support will help his son to pay more attention to his studies and get good grades so that he can get a good job after graduating.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,600 helped Am to cover his son's school fees.
0% repaid
Repayment Term
85 months (Additional Information)
Repayment Schedule
Sep 13, 2013
Oct 23, 2013
Currency Exchange Loss: