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Semillas - 26 Group
In this Group: Maria Eugenia, Maria Del Carme, Christian, Kharen, Sonia, Ana Karina, Eva Exalta, Isaac Elmadam, Arturo, Yecseny Ilcen
The "Semillas-26" communal bank is composed of 10 members: seven women and three men. The chair of the bank is Christian, who is 19 years old. He sells a variety of jams made from natural fruit. He sells his products door-to-door, visiting public and private institutions, different neighborhoods and homes, offering his products.

This loan is his first with the institution. Christian is going to use this loan to buy products in bulk so that he can have them in stock for his business. His reason for requesting this loan is to have a variety of products to satisfy his customers. Christian faces challenges in his business such as serving his customers efficiently. He is going to use the profits to improve his family's quality of life, as this is the only business that allows him to support himself and succeed on his own.
View original language description ↓
El Banco de emprendimiento SEMILLAS – 26 está compuesto por diez integrantes siete mujeres y tres varónes, el presidente del banco es el Sr. Christian tiene 19 años, el se dedica a la venta de variedad de mermeladas elaboradas de fruta natural, vende sus productos de manera ambulante visitando instituciones públicas y privadas, barrios distintos domicilios ofreciendo sus productos, este préstamo es su primera secuencia dentro de la institución, el Sr. Christian va a usar este préstamo para comprar productos por cantidad para tener en stock para su negocio, su razón para solicitar este préstamo es tener variedad de productos para satisfacer a sus clientes, el Sr. Christian enfrenta retos en su negocio que son atender con eficiencia a sus clientes y va a utilizar los beneficios para mejorar su calidad de vida de su familia ya que esta es la única actividad que le permite mantenerse y salir adelante solo.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Bolivia

  • $5,500
    Average annual income
  • 229
    View loans »
    Bolivia Loans Fundraising
  • $31,613,275
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Semillas - 26 Group's $4,675 loan helped a member to buy products at wholesale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 13, 2013
Oct 12, 2013
Currency Exchange Loss:
Apr 16, 2014