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Zuleyxa is 56 years old. She has a big family and lives with her husband, son, his bride and two grandchildren. Zuleyxa’s 2 daughters are married. They have been IDP (internally displaced persons) from Füzuli city for 20 years and now live in Ahmadbayli village in the Füzuli region. Her husband, Muxtar, is a shoemaker, her son, Nuraddin, is a taxi driver and his bride, Bahar, is a housewife and helps her mother-in-law in her business.

Zuleyxa has cows. She buy small cows, raising them and selling to a butcher to earn money. Today Zuleyxa wants to buy more cows to increase income. For this reason, she needs 2,000 AZN to increase her business.

Zuleyxa is thankful for this aid from Kiva and the Komak organization. She want to build big stalls for cows and increase her business in the future so her income will be better. Also she wants her son's bride to continue this work in the future.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 32
    View loans »
    Azerbaijan Loans Fundraising
  • $14,344,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,575 helped Zuleyxa to buy more cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Oct 20, 2013
Currency Exchange Loss:
Oct 17, 2014