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Seccat is 39 years old. He has been in the butcher business for four years. He is married and has two sons. They are 13 and 14 years old. They go to school and show great interest in sports.

Seccat and his family are IDP ( internally displaced persons) from Füzuli city.

Seccat applied to Komak for a loan. He needs 1700 AZN. He has a small butcher shop in Bahmanlı village of Fuzuli region. He buys cattle and sheep, then sells their meat in his local region and earns money. But he doesn’t have a fridge. For this reason, it is impossible to keep products fresh for a long time. He wants to buy a fridge to earn more money.

Seccat is thankful to Komak and Kiva for help to grow his business. In the future he wants to be medium-sized businessman and he wants to sell his own products in the surrounding region, too.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 86
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,175 helped Saccat to buy a fridge.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Oct 20, 2013
Currency Exchange Loss:
Oct 17, 2014