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İldirim is 54 years old and lives with his wife and son. They live in Mahmudlu village of Füzuli. His daughter is married and lives away from them. His son is a taxi driver in the same village. For 20 years they have been IDPs (internally displaced people) from Füzuli city.

İldırım has been engaged in sheep-breeding at their homestead for many years. İldırım and his wife prepare dairy products (milk, cheese and yogurt) and he sells these products in the local bazaar to earn money. Also, he periodically sells sheep wool.

Today İldırım needs AZN 1,500 and for this reason, he applied to Komak for a loan. He is planning for winter and wants to buy enough hay for the sheep and vaccinations for them.

He is thankful to Kiva and Komak for help. In the future, he wants to help for his son buy a new house.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 74
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Ildirim to buy enough hay and vaccinations for sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Oct 20, 2013
Currency Exchange Loss:
Oct 17, 2014