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Banco Mujer Camino Al Sol Group
In this Group: Edith, Xinia , Andreina, Rosibel, Lidieth , Regina, Liveth*, Emerita
* not pictured
Xinia, 39, is treasurer of the “Camino al Sol” (Road to the Sun) communal bank. She’s married with three children. She lives with her husband, youngest daughter and grandson. She’s such an enterprising woman that she’s always looked for ways to help her family and to help her husband with household expenses.

Her activity is making toasted banana chips. She has the utensils needed to make it and her investment plan is to buy building supplies to improve the toaster and increase production.

She’s had three previous loans and they made it possible for her to buy what she currently owns. Xinia has many plans for the future like helping with her youngest daughter’s schooling, expanding the business and increasing production. She also wants to have her fellow group members become members of the toaster generating additional income that way for all seven of her companions who also carry out commercial activities.
View original language description ↓
Doña Xinia es la Tesorera de Banco Mujer Camino al sol, con 39 años de edad es casada y tiene 3 hijos, vive con su esposo, su hija menor y un nieto. Está mujer tan emprendedora siempre ha buscado la manera de ayudar a su familia y a su esposo con los gastos del hogar. Su actividad es la producción de plátano tostado, cuenta con pocos utensilios para desarrollarlo y su plan de inversión del crédito es la compra de materiales de construcción para mejorar las condiciones de la tostadora y aumentar su producción. Ella ya ha tenido 3 préstamos anteriormente y son los que le permitieron comprar lo que tiene actualmente. Doña Xinia tiene muchos planes a futuro, como ayudar con los estudios de su hija menor, así como agrandar su negocio y aumentar producción, también convertir a sus compañeras de grupo en socias de la Tostadora, generando un ingreso adicional para todas sus 7 compañeras que además desarrollan actividades comerciales.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Costa Rica

  • $12,900
    Average annual income
  • 38
    View loans »
    Costa Rica Loans Fundraising
  • $4,438,125
    Funds lent in using Kiva
  • 506.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A portion of Banco Mujer Camino Al Sol Group's $6,325 loan helped a member to buy building supplies.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 5, 2013
Oct 12, 2013
Currency Exchange Loss:
Jun 20, 2015