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Hijas De Villa Group
In this Group: Maria Natividad, Vanessa, Liana Mariela , Jennifer Milagros , Albina*, Amanda Cosed, Marta Regina , Jessica Beatriz
* not pictured
Vanessa, 20, is single and has a son. She’s been selling chocolates in a small locale for five years. She’s acquired a loyal clientele that generates profits for her to cover her household expenses. In future, she’d like to have a locale of her own in which to sell her products and earn higher profits. Vanessa will use the loan to buy a wider variety of chocolate products. Vanessa is kneeling in the center and she says farewell promising that she’ll reach all her set goals. Like Vanessa, all the group members are grateful to Kiva for the granted loan and for the trust placed in them.
View original language description ↓
La Sra. Vanessa, tiene 20 años de edad, es soltera y tiene 1 Sra. Vanessa , se dedica desde hace 5 años a la venta de chocolatería en un pequeño local ,la Sra. Vanessa ha llegado a fidelizar a sus clientes el cual le ha generado ganancias para poder cubrir los gastos de su hogar, En el futuro le gustaría tener un local propio donde poder vender sus productos y obtener mayores ganancias econó Sra. Vanessa usará el préstamo para poder comprar más variedades de productos de chocolate , a la vez la Sra. Vanessa y todos los integrantes se encuentran agradecidos con Kiva por el préstamo otorgado y por la confianza que se les ha sido brindada. La Sra. Vanessa se en cuentra en el medio en cuclillas ,Se despide Dejando la promesa que cumplirá todas sus metas propuestas.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 157
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Hijas De Villa Group's $3,100 loan helped a member to buy chocolate bars.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 7, 2013
Oct 12, 2013
Currency Exchange Loss:
May 17, 2014