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Los Emprendedores De V.e.s Group
In this Group: Elvis Yesenia , Jose Antony*, Nory Ruth , Cecilia Olivia , Lizett Gabriela , Milka Leticia
* not pictured
Cecilia is 44 years old, single and the mother of two children. For the past two years Cecilia has sold food in a small market. Cecilia has managed to build a group of loyal customers which generates enough revenue to cover her household expenses. In the future she would like to have her own location to sell her meals and make more income.

Cecilia will use the loan to buy more products like rice, legumes, etc. so she can continue to satisfy her customers and get ahead. Cecilia and the other members of the group are grateful to Kiva for the loan and for the confidence they show in awarding a loan to them. Cecilia is wearing her black vest, standing in the center of the group. They say good-bye with the promise to achieve all of their stated goals.
View original language description ↓
La Sra. Cecilia de 44 años de edad soltera y madre de 2 hijos, la Sra. Cecilia tiene un negocio de venta de comida en un pequeño mercado ya hace unos 2 años. La Sra. Cecilia , ha llegado a fidelizar a sus clientes el cual le ha generado ganancias para poder cubrir los gastos de su hogar, En el futuro le gustaría tener un local propio donde poder vender su comida y obtener mayores ganancias económicas. Con el préstamo otorgado lo invertirá en comprar más productos como (arroz, menestras, etc.) Y así seguir satisfaciendo las necesidades de sus clientes y así poder salir adelante. A la vez la Sra. Cecilia y todos los integrantes se encuentran agradecidos con Kiva por el préstamo otorgado y por la confianza que se les ha sido brindada. La Sra. Cecilia se le distingue por su chaleco de color negro y se encuentra parada en el medio , Se despide Dejando la promesa que cumplirá todas sus metas propuestas.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 178
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Emprendedores De V.e.s Group's $1,475 loan helped a member to buy legumes and rice.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 3, 2013
Oct 12, 2013
Currency Exchange Loss:
Mar 17, 2014