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Neftalí lives in the city of Managua and works in a university in Managua. He is well known in his workplace because he has been at the institution for 37 years. Neftali is requesting a loan to invest in the purchase of sand and cement and to pay workers to whitewash the walls of his house, because during the winter the walls become very wet. At the same time he expresses his gratitude to Kiva for the financing because these loans have helped him improve his house and have a decent and comfortable home for his family.
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El señor Neftalí vive en la cuidad de Managua trabaja en una universidad de Managua muy conocido en su centro de trabajo por tener 37 años de laborar en esa institución.
Don Neftalí está solicitando un crédito para invertirlo en la compra de arena, cemento y pago de mano de obra ya que tiene el proyecto de repellar las paredes de su casa porque con el invierno las paredes se humedecen mucho
A la vez manifiesta su agradecimiento a kiva por este financiamiento por que estos le han servido para mejorar su vivienda y hacer tener un techo digno y cómodo para su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 105
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • 25.6
    Nicaragua Cordobas (NIO) = $1 USD