Flor De Vida Group
Mercedes as one of the members, said she joined Pro Mujer 11 years ago, on the invitation of a friend who is also a member of the institution. Mercedes runs a business selling cheese. She learned the business years ago from her mother and then decided to start her own independent business. She has done this for over 20 years.
The loan Mercedes is requesting is to increase her working capital (buying cheese) in the markets of the city of El Alto and later resell in her commercial space. This work allows her to generate the resources she needs to support her household as she is married and has two children. Asked what she liked about Pro Mujer she replied that she enjoyed the health and loan training sessions.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Mercedes es integrante, ella indica que hace once años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de queso; este negocio lo aprendió de su madre hace varios años, posteriormente decide emprender un negocio independiente en el que lleva más de veinte años.
El crédito que ahora sacará es para el aumento de capital (compra de queso) que adquirirá de las barracas de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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