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Gnambossou-Gbeta 2 Group
In this Group: Koudiratou , Fidèle
Gnambossou-Gbeta 2 is a group which is made up of 2 people who live in the same district. The group's representative, Koudiratou (the one with her hand raised in the picture) is 42 years old. Koudiratou did not go to school. She is married to Gibril. The couple have 3 dependent children who all attend school. Koudiratou lives with her husband and their children. The couple both cover the family's various expenses.

In order to be able to fulfill her family's needs, Koudiratou has been selling shoes, fabrics and hair extensions for 20 years, via the distribution channel. Koudiratou gets her supplies at markets in Benin and Togo. Koudiratou joins the other member of the Gnambossou-Gbeta 2 group in requesting a 4th loan from ALIDé, with the aim of strengthening her business. The previous loans have been correctly repaid.
GNAMBOSSOU-GBETA 2 est un groupe composé de deux personnes qui résident dans le même quartier. La représentante du groupe, nommée Koudiratou (celle qui a la main levée sur la photo) est âgée de 42 ans. Koudiratou n'a pas fréquenté l'école. Koudiratou est mariée à un certain Gibril. Le couple a trois enfants, tous scolarisés et à leur charge. Koudiratou vit avec son mari et ses enfants. Le couple assure ensemble les diverses charges de la famille. Afin de répondre aux besoins de sa famille, Koudiratou vend depuis vingt ans des chaussures, des tissus et des mèches par la méthode de distribution. Koudiratou s'approvisionne dans un marché du Bénin et au Togo. Dans le but de renforcer son activité, Koudiratou s’associe aux autres membres du groupe GNAMBOSSOU-GBETA 2 pour solliciter un quatrième crédit auprès de ALIDé. Les prêts antérieurs ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,500
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 484.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Gnambossou-Gbeta 2 Group's $725 loan helped a member to buy shoes, fabrics and hair extensions.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 13, 2013
Listed
Oct 14, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2014