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Israel Antonio
Sr. Israel Antonio lives in the city of Managua and works as a watchman in a shopping mall. He has two school-aged children.

Israel is the sole breadwinner in the family as his wife looks after the children. For this reason he feels the need to seek a loan to buy zinc sheeting and wood so he can renew the roof on his house which has deteriorated over time. During the winter water leaked into the house and caused problems for his family.

He wants to take this opportunity to thank Kiva for the support they provide to Ceprodel so he can overcome the problem of his house.
View original language description ↓
El señor Israel Antonio vive en la cuidad de Managua trabaja como vigilante en un centro de compra, es padre de familia de dos pequeños en edad escolar.
Israel nos manifiesta que él es el único sustento de su familia ya que su esposa se encarga de cuidar a sus hijos. Por esta razón se ve con la necesidad de solicitar un crédito para invertirlo en la compra de láminas de zinc y compra de manera para hacerle cambio al techo de su vivienda que al paso de los años se ha ido deteriorando y con el invierno se le ha hecho un problema porque se le pasa el agua al interior de su casa afectando a su familia.
A la vez aprovecho para agradecer a kiva por el apoyo que pueda brindar a través de ceprodel para solucionar el problema de su vivienda

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 110
    View loans »
    Nicaragua Loans Fundraising
  • $24,832,275
    Funds lent in using Kiva
  • 25.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Israel Antonio buy zinc sheeting.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 21, 2013
Oct 11, 2013
Currency Exchange Loss:
Aug 17, 2014