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Noel Antonio
Noel Antonio lives in Managua. He has worked in the maintenance department of a shopping center in the city for the past 22 years. Noel is requesting a loan to invest in the purchase of zinc sheeting and wood to replace the roof of his house, which is in bad condition. It is hard to pay for this with his salary as he uses that to cover food and school expenses. At the same time he tells us that he is very grateful to CEPRODEL and Kiva as thanks to this loan he can improve his house and provide more comfort for his family.
View original language description ↓
El señor Noel Antonio vive en la cuidad de Managua trabaja en el área de mantenimiento de un centro de compra de la capital desde hace 22 años.
Noel esta está solicitando un crédito para invertirlo en la compra de zinc y madera para hacerle el cambio al techo a su vivienda que está en mal estado y con el pago de su salario se le ha hace difícil ya que su ingresos mensuales los utiliza para los gastos de alimentación y gastos escolares.
Ala vez nos manifiesta que está muy agradecido con ceprodel y kiva porque gracias a los financiamiento ha podido mejorar su casita para darle mayor comodidad a su familia .

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,101,575
    Funds lent in using Kiva
  • 25.6
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $600 helped Noel Antonio to buy construction materials like zinc sheeting and wood.
Repayment Term
18 months (Additional Information)
Repayment Schedule
Sep 17, 2013
Oct 11, 2013
Currency Exchange Loss:
Nov 10, 2013