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Darwin José
Darwin José lives south of the capital and works in the maintenance department of a Managua university. Darwin’s requesting a Kiva loan to buy building supplies like concrete blocks, sand and cement because he plans to build a porch to add more security at home. He considers this necessary for his family’s comfort.
View original language description ↓
Darwin José vive al sur de la capital trabaja en una universidad de Managua en el área de mantenimiento.
Darwin está solicitando a kiva un crédito para invertirlo en la compra de materiales de construcción como bloque, arena, cemento ya que tiene el proyecto de construir un porche para darle mayor seguridad a su casa. Ya que lo considera necesario para la comodidad de su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 25.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Darwin José to buy building supplies.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Sep 17, 2013
Oct 11, 2013
Currency Exchange Loss:
Sep 17, 2014