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Ismael Antonio
Condega is a municipality known as the “Land of Potters” because of the crafts and its hardworking people. Ismael lives in an adjacent community with his wife and son who he must support and provide schooling for. His profession is agriculture; he grows basic grains like corn and beans and also raises livestock on a small scale.

Ismael is known as an honest, hardworking person. He has more than 8 years’ experience in these lines of work. He works with his family on a small, four-manzana [Central American unit of land measurement] farm that is highly productive. He wants to take full advantage of it exploiting it in one of the best lines of work, bean growing. He’s asking for a loan to buy manure, insecticide, fungicide and to pay labor costs.

He’s projecting 2.5 manzanas of bean production to sell once harvested earning enough income to repay the loan and cover his family’s expenses which will allow him to continue working new growing cycles and improve his family’s standard of living since this is his only source of income.
View original language description ↓
Condega un municipio conocido como tierra de alfareros por su artesanía y gente trabajadora, vive el señor Ismael en una comunidad aledaña con su esposa y su hijo al que tiene el deber de mantener y darles sus estudios , de profesión, agricultor, en granos básicos maíz y frijoles y la ganadería en pequeña escala.

Ismael conocido como una persona honesta y trabajadora, tiene más de ocho años de experiencia y trabajar estos rubros, trabaja junto con su familia en su pequeña finca de cuatro manzanas que es alta mente productiva y quiere sacarle un buen provecho explotándola en uno de los mejores rubros de la zona como es el cultivo de frijol, hoy en día nos está solicitando un crédito, para la compra de abono, insecticida, fungicida más gastos de mano de obra.

Su proyección es cultivar 2.5 manzanas de frijol y comercializarlos una vez que los coseche obteniendo un buen ingreso para cancelar y cubrir los gastos de su familia lo que le permitirá seguir trabajando en los nuevos ciclos agrícolas y mejorar el nivel de vida cada día de su familia ya que es su única forma de obtener ingresos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 95
    View loans »
    Nicaragua Loans Fundraising
  • $24,749,225
    Funds lent in using Kiva
  • 25.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Ismael Antonio to buy agricultural supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 10, 2013
Oct 11, 2013
Currency Exchange Loss:
Apr 16, 2014