Primero De Mayo Group
The loan they are taking out will benefit small entrepreneurs in the group where Juana is a member. She reports that she joined Pro Mujer six months ago, on the invitation of a friend who is a member of the institution. Currently, she has a business selling gelatins and sweet drinks. She says that she learned this trade from a friend who was involved in the same activity.
The loan that she is requesting is to increase her capital (to buy sugar). She will buy it from the wholesale distributors in the City of El Alto, and then after preparing her products, she will sell them as a mobile vendor at the local markets. This way of working allows her to generate resources to maintain her household as well as possible, since she is single and has one child.
When asked what she likes about Pro Mujer, she responds that she likes the training sessions about credit and health, as well as the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Juana es integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por invitación de su amiga que es socia de la institución. En la actualidad él tiene un negocio de venta de gelatinas y refrescos; cuenta que este negocio lo aprendió de una amiga que realizaba la misma actividad.
El crédito que ahora sacará es para el aumento de capital (compra de azucar) que adquirirá de las distribuidoras mayoristas de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará de forma ambulante en las ferias. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud y los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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