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Yesi Yamileth
Yesi, 24, is married and has a two-year-old son. She has a small beauty salon where she cuts and straightens hair. Her life companion helps her with household expenses and they support their family together.

Her house is very humble but it’s hers and she and her husband have been gradually making improvements to it. She’s asked FUSAI for a loan to build a bathroom because the one she currently has is wood and not very safe. She wants to build it out of brick so that it will be more resistant and safer. She will use the loan to buy sand, bricks and cement. She hopes to get this help in order to improve the conditions at home.
View original language description ↓

Yesi tiene 24 años de edad está casada y tiene un hijo de dos años. Ella posee un pequeño salón de belleza en donde corta y plancha cabello. Su compañero de vida le ayuda con la economía del hogar y juntos mantienen a su familia. Su vivienda es muy humilde pero propia y junto a su esposo la van mejorando poco a poco. Ha solicitado este crédito a FUSAI para construir el cuarto del baño sanitario ya que el que posee es de madera y no es muy seguro; desea hacerlo de ladrillo para que tenga más resistencia y protección. El crédito lo invertirá en la compra de arena, ladrillo y cemento. Espera poder contar con esta ayuda y así mejorar las condiciones de su vivienda.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 716
    View loans »
    El Salvador Loans Fundraising
  • $27,098,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Yesi Yamileth to buy building supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 8, 2013
Oct 11, 2013
Currency Exchange Loss:
Nov 17, 2013