Nuevo Amanecer Group
The loan they're going to get will benefit small business entrepreneurs like Herminia. She says she has been with Pro Mujer for two loan cycles, having joined on the invitation of a friend who's a member. Currently she has a business selling mattresses, which she says she started five years ago as an independent business. Previously she had worked with her parents in a family business.
The loan Herminia's going to get now is to increase her capital by buying mattresses, which she'll get from the wholesale markets in the city of El Alto and then sell in her sales space. This form of work allows her to generate income to support her household to the extent possible, because she's in a common-law marriage and has four children.
When asked what she likes about Pro Mujer she says the trainings and the increase in capital that they help with.
The mother of one of the members appears in the photograph wearing a green shawl.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Herminia es integrante, ella indica que hace dos ciclos que integra Pro Mujer, ingresando por invitación de la amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de colchones; cuenta que este negocio lo emprendió hace cinco años atrás como un negocio independiente, ya que anteriormente trabajaba con sus padres pues es un negocio familiar.
El crédito que ahora sacará es para el aumento de capital (compra de colchones) que adquirirá de las ferias mayoristas de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones y el aumento de capital al que nos ayudan.
En la fotografía esta presente la madre de una de las socias, ella esta vestido con manta verde.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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