The loan they're going to get will benefit small business entrepreneurs like Elvira. She says she has been with Pro Mujer for three years, having joined on the invitation of a counselor from the institution who visited her at her house. Currently Elvira has a business making traditional women's aprons, which she started when she saw the business had good sales.
The loan Elvira's going to get is to increase her capital by buying an upright sewing machine. She'll get it from the distribution companies in the city of El Alto and sell what she makes in her sales stall. This form of work allows Elvira to generate resources to support her household to the extent possible, because she's married and has two children.
When asked what she likes about Pro Mujer she says the health and loan training.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Elvira es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de costura de mandiles de cholita; este negocio lo emprendió al observar el buen comercio que tenía.
El crédito que ahora sacará es para el aumento de capital (compra de máquina recta) que adquirirá de las empresas distribuidoras de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de capacitación en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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