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Dalias Group
In this Group: Justina , Wilma, Casilda Anastacia , Elvira, Lidia , Lourdes Rosmery, Juana, Juana Alejandra , Maritza
Dalias Communal Bank will start its fourth loan cycle with Pro Mujer as part of the Panamericana Regional Office. It's made up of nine members governed by a board of directors of which Elvira's the secretary. The communal bank members carry out a variety of businesses, including traditional aprons, handicrafts, food sales, knitting sweaters, selling soybean cracklings, knitting alpaca sweaters by machine, and roasting chicken.

The loan they're going to get will benefit small business entrepreneurs like Elvira. She says she has been with Pro Mujer for three years, having joined on the invitation of a counselor from the institution who visited her at her house. Currently Elvira has a business making traditional women's aprons, which she started when she saw the business had good sales.

The loan Elvira's going to get is to increase her capital by buying an upright sewing machine. She'll get it from the distribution companies in the city of El Alto and sell what she makes in her sales stall. This form of work allows Elvira to generate resources to support her household to the extent possible, because she's married and has two children.

When asked what she likes about Pro Mujer she says the health and loan training.
View original language description ↓
La A.C. “DALIAS” iniciará el cuarto ciclo en Pro Mujer, como parte del Centro Focal de Panamericana, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Elvira es la Secretaria. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de mandiles de cholita, artesanía, venta de comida, tejido de chompas, venta de chicharrón de soya, tejido a máquina de chompas de alpaca, brostería.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Elvira es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de costura de mandiles de cholita; este negocio lo emprendió al observar el buen comercio que tenía.

El crédito que ahora sacará es para el aumento de capital (compra de máquina recta) que adquirirá de las empresas distribuidoras de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de capacitación en salud y crédito.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $5,500
    Average annual income
  • 203
    View loans »
    Bolivia Loans Fundraising
  • $31,401,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Dalias Group's $5,225 loan helped a member to buy a sewing machine.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 23, 2013
Listed
Oct 17, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014