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Jose Osman
José, 33, and his spouse are in a common law relationship and have one son; they live in the municipality of San Rafael, Lempira. He’s always worked in agriculture helping his father and has had his own coffee plantation for six years. He sells his crop in the local market.

He’s asked for a second loan for 15,000 Lempiras to buy fertilizer and manure and to pay labor costs to provide coffee crop maintenance. His goal is that his family has better living conditions and that his farm is always in good condition.
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José, tiene 33 años de edad, vive en unión libre con su pareja con quien tiene 1 hijo y residen en el municipio de San Rafael, Lempira. El siempre se ha dedicado a la agricultura ayudando a su padre. Y hace 6 años cultiva su propia finca de café. Esta producción la vende en el mercado local. Ha solicitado un segundo préstamo que es por 15,000 lempiras, para comprar fertilizantes, abonos y pagar mano de obra para darle mantenimiento a su finca de café. Su meta es que su familia tenga mejores condiciones de vida y que su finca este siempre en buen estado.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

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About Honduras

  • $4,200
    Average annual income
  • 37
    View loans »
    Honduras Loans Fundraising
  • $7,989,275
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Jose Osman to buy fertilizer and manure and to pay labor costs.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 16, 2013
Listed
Oct 11, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014