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Trabajando Para El Futuro Group
In this Group: Ines, Clara, Emerenciana, Santa, Licet, Bertha, Cirilo, Antonia, Marcela, Eladia, Rosa, Mardanisia*, Anjela, Aniberca, Teresa, Santa, Esperanza*, Rosa, Yoselin, Isabel
* not pictured
Ines Calcaño is determined to make a better a world for herself and her family. She lives in a town in Samaná where she can see the beautiful beaches, and she sees as many tourists as she pleases in the Dominican Republic.

Like any Dominican, her favorite foods are rice, chicken, and beans. She has three young adult children aged 20, 25, and 33. When they were little, she worked hard to bring up those future fighters of life. Now is time to fight for her own financial ease.

With the help of her small business, she is able to accomplish those desires. She sells hair products to small beauty salons near by: shampoo, conditioner, hair color, and others. Tourists love getting traditional hair styles, and there are also other women living in the same town who come to those beauty salons. Products that are put on their hair are the very products that Ines sells with such love and joy. Today the business has been growing; with the help of her group "Trabajando para el futuro," in time it could be fulfilling. Stories like hers are an example of what is done thanks to you lenders.

Ines and her story are typical of the "Trabajando Para el Futuro" Bank of Hope; she belongs to a group of 20 men and women who work hard to improve their lives with the help of their small loans. Each of these men and women has taken out a similar loan to that of Ines's, and on behalf of all of them, and our team here at Esperanza, thank you for your support!

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 1
    View loans »
    Dominican Republic Loans Fundraising
  • $8,275,775
    Funds lent in using Kiva
  • 34.4
    Dominican Republic Pesos (DOP) = $1 USD

Success!! The loan was 100% repaid

A portion of Trabajando Para El Futuro Group's $5,000 loan helped a member to invest in the purchase of more beauty supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 16, 2008
Sep 1, 2008
Currency Exchange Loss:
Apr 15, 2009