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Blerim is from Kosovo. He is 36 years old, married, and is the father of four children, two of whom go to school. His wife is a housewife, taking care of the children, and Blerim works in construction, building houses and other projects as needed in order to make a living.

Until now, he was working for a very low salary with a private company, but he has recently decided to open up his own company as he feels confident with all of his experience and established customers. Blerim's work is very important to him as he is the only one in the family who has a job and is able to generate income. He is requesting a loan for the first time, in order to buy a cement machine and other supplies and construction materials needed to start his business. This loan will help him to reach his dream and goal, which is to expand his business and to be self-employed, so that he can give a better future to his family. He is very grateful for this support!

Additional Information

More information about this loan

This loan is part of KosInvest's new startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 6-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.


About Kosovo

  • $7,600
    Average annual income
  • 5
    View loans »
    Kosovo Loans Fundraising
  • $1,830,525
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,725 helped Blerim to buy a cement machine and construction materials for his start up business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Oct 19, 2013
Currency Exchange Loss:
Oct 17, 2014