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Moa is 60 years old and the single mother of four grown-up children. She currently lives with her two single children in her own house in Kandal province, while the other two have settled down for marriage already.

To make a livelihood, she is in the business of restoring clothes from her home, raising fish in a pond, and also making and selling fermented fish paste ("prahok" in Khmer) during the shallow-water season of the year for additional income.

With the loan she has requested from HKL, she aims to invest in the purchase of salt and small fish for making fermented fish. Also she will use the remaining balance to buy feed for fattening her fish.

She believes that she will make a good profit from this investment as she strives to work hard. She thanks lenders for this constant support, awaits your kindness, and relies on your generosity.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 52
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Moa to purchase salt and small fish for making fermented fish.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 12, 2013
Oct 19, 2013
Currency Exchange Loss:
Dec 17, 2014