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Sheila
Sheila is 35 years old, married and a mother of three. She lives in the Chalala fishing camp in Nyami-nyami District on the Zambezi River in Zimbabwe. Sheila is an entrepreneur working with other young women in her rural community, encouraging them to be economically independent. She supports her family by selling fish such as dried kapenta (a small, sardine-like fish) and dried bream in nearby towns. She started her business in 2006 when she started facing financial difficulties and it has enabled her to support her family and provide for their basic needs.

Sheila knows there is a high demand for the fish she sells. With this Kiva loan, she plans to purchase additional stock of fish in bulk from fisheries. This will help boost her profits and will help her to raise enough money to pay for her children’s school fees.

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Young women who live and work in the most impoverished, rural districts of Zimbabwe have very limited income, lack collateral and cannot access loans at affordable rates
 

Camfed's borrowers are young women who live and work in these remote rural areas and belong to the Cama network (the association of Camfed alumni). Most Cama borrowers will have received money management and business training through Camfed’s programs for young women who have completed high school. Borrowers will repay interest upon their loans as a "social interest" - through their volunteer efforts to enhance the quality of the education provided by their local schools.
 

Borrowers commit to contribute a minimum of 2.5 hours per week as volunteers. As Learner Guides, they will lead students through a new wellbeing curriculum that helps develop students’ skills and capacities for decision-making, problem solving, leadership, entrepreneurship, resilience, communication, and empathy. 

About Camfed

The Campaign for Female Education (Camfed) is an international nonprofit organization operating in five countries in Africa that focuses on eradicating poverty in rural Africa by investing in education for girls and supporting the economic self-reliance and leadership of young women. Camfed provides support for the long-term, working with individuals from primary to high school, and through the Cama empowerment and community outreach group.

Kiva lenders’ funds are used to link women living in rural Zimbabwe to the capital they need to expand their businesses, support their families and contribute to their communities.

About Zimbabwe

  • $400
    Average annual income
  • 0
    View loans »
    Zimbabwe Loans Fundraising
  • $3,297,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD