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Zubaida is a 51-year-old, married woman. She is a vigorous lady, and for the past five years, she has been running business of clothing sales. She buys clothes of different fabrics, in various colors and designs. She buys them from the market at wholesale rates, and then sells them to the people of her community. She has a varied customer base and is able to earn enough through her business.

She is requesting a loan of Rs 50,000 from the Kashf Foundation. She will use it to buy a wide variety of clothes, in different colors and designs, to expand her inventory and attract more customers. She expects a boost in her earnings with her loan. She plans to spend part of her profits on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 442
    View loans »
    Pakistan Loans Fundraising
  • $15,121,950
    Funds lent in using Kiva
  • 106.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Zubaida to buy a wide variety of clothes, in different colors and designs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Oct 19, 2013
Currency Exchange Loss:
Sep 17, 2014