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Immaculate is a single mother of five children; none of her children goes to school. She takes care of additional family members (grand children). She has a business of tailoring, and has been in this business for 30 years. She has applied for a loan of 2,000,000 UGX (Uganda Shillings) from MCDT-SACCO to buy more rolls of clothing materials, a new sewing machine, and threads.

She generates additional income through renting rooms and raring chicken. She works at her home seven days out of every week, and sells to all categories of people, but on retail basis.

Her major business challenges include transportation and defaulters. She is aspiring to own a tailoring school and build more rental rooms. She resides in the family house, and the family has access to electricity and piped water.

Her monthly expenses include school fees for the grand children and food for the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 155
    View loans »
    Uganda Loans Fundraising
  • $28,677,475
    Funds lent in using Kiva
  • 2,539.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Immaculate to buy more rolls of clothing materials, new sewing machine, and threads.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 10, 2013
Oct 19, 2013
Currency Exchange Loss:
Jun 17, 2014