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Nodira is a humble and kind woman who works as a seamstress. She is 36 years old, married, and has a daughter and son. Nodira and her family live in the B. Gafurovskii district of the city of Khujand. Her husband sells men's clothing at the market, while Nodira sews traditional women's clothing to order and every day she sews three dresses. Her eldest, the son, studies at the Khujand State University. Her daughter is still in grade school.

Nodira and her husband must pay her son's university tuition now. Their personal savings aren't enough to make the payment, so Nodira applied for a loan. She promises to repay the loan on time using her income as a seamstress and the income from her husband's business. They really want their son to get a higher education and to find a good job using his specialization.
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Нодира скромная и милая женщина, работающая швеей. Ей 36 лет. Она замужем, у нее дочь и сын. Нодира проживает вместе с семьей в Б.Гафуровском районе города Худжанд. Ее муж на рынке торгует мужской одеждой. Сама Нодира принимает заказы на шитье женских национальных платьев и каждый день шьет по три платья. Ее старший сын учится в Худжандском государственном университете, а младшая дочь школьница. Сейчас Нодире и ее мужу необходимо оплатить за обучения сына в университете. Их собственного сбережения не хватает для осуществления оплаты. Поэтому Нодира обратилась за кредитом. Она обещает выплачивать сумму кредита в срок за счет своего швейного дела и бизнеса мужа. Они очень хотят, чтобы их сын получил высшее образование и работал хорошим специалистом по своей профессии.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 267
    View loans »
    Tajikistan Loans Fundraising
  • $30,431,075
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Nodira to pay her son's university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 12, 2013
Oct 12, 2013
Currency Exchange Loss:
Oct 17, 2014