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Muhiddin is 34 years old, married, and lives in the Yavan region. Like the majority of the residents of this region, he has decided to go into the cattle raising business. He has only one milking cow, which provides the milk for his children. He wants to buy two cows and start a business in fattening cattle for resale. Muhiddin will take care of the cattle himself. He has 1,000 Tajik somoni for his startup capital. As this is too small an amount to start the business, he applied for a loan for the rest of the money he needs.

Muhiddin plans to buy two cows, which he explains will form the basis of his business. In the future, with the income that they bring, he plans to expand his herd. If everything goes according to his plans, he, his wife, and children will have a good life. These two cows will be the beginning of their bright future. Please help Muhiddin buy them so he can start his business.
View original language description ↓
Мухиддин из района Явана женатый мужчина. Он, как и большинство жителей родного района решил заняться скотоводством. Ему 34 года. У Мухиддина только одна дойная корова, обеспечивающая его детей молоком. Он хочет купить двух коров и начать бизнес по откорму и продаже скота. Мухиддин за скотом будет ухаживать сам. Его стартовый капитал составляет 1000 таджикских сомони. Это маленькая сумма для начала такого бизнеса и поэтому он обратился за кредитом и просит недостающую сумму в займы. Мухиддин собирается приобрести две коровы, которые по его словам станут основой для начала его бизнеса. В дальнейшем от их выгоды он планирует расширить поголовья скота. Если его дела пойдут так как он задумал, то все в его жизни и жизни его детей и жены будет хорошо. И началом в его светлое будущее станут две коровы. Помогите Мухиддину купить их, чтобы он начал деятельность.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 208
    View loans »
    Tajikistan Loans Fundraising
  • $29,704,375
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Muhiddin to buy two cows to start a business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 8, 2013
Oct 12, 2013
Currency Exchange Loss:
Nov 17, 2014